Mutual Fund Explorer
Search any Indian mutual fund to see its real 1Y, 3Y, and 5Y returns and NAV history chart — using live AMFI data. Add funds to compare and rank them by performance.
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Understanding the Mutual Fund Explorer
This explorer lets you search Indian mutual fund schemes and view their real historical returns calculated from official AMFI Net Asset Value (NAV) data. AMFI (Association of Mutual Funds in India) publishes the daily NAV of every scheme, and this tool uses those numbers to show actual past performance rather than illustrative figures. It is built for Indian investors and researchers comparing equity, debt, and hybrid funds before investing. Past performance is historical fact but does not guarantee future returns; this is an educational research tool, not investment advice.
How it works
You type a fund or fund-house name and the tool matches it against the AMFI scheme list. It then pulls the scheme's NAV history and computes returns over standard windows such as 1, 3, and 5 years, typically as point-to-point absolute returns and annualised CAGR. Because NAV already reflects the fund's underlying holdings minus expenses, returns derived from it are net of the expense ratio. Data is fetched in your browser from public AMFI feeds, so no login or personal data is needed. Read returns alongside risk, category, and the fund's benchmark, not in isolation.
Worked example
Suppose a scheme's NAV was 100.00 on 1 June 2021 and 161.05 on 1 June 2026. The five-year absolute return is (161.05/100 - 1) = 61.05%. The annualised CAGR is (161.05/100)^(1/5) - 1, which works out to about 10% per year. Comparing this CAGR with the fund's benchmark index over the same dates shows whether the manager added value after expenses.
Tips & common mistakes
- NAV-based returns are net of the expense ratio, so they reflect what an investor actually earned in the fund.
- Compare funds within the same category and against the same benchmark; equity and debt returns are not directly comparable.
- Use CAGR for multi-year periods and absolute return only for periods under one year to avoid misleading numbers.
- Check rolling returns and downside, not just one start-to-end window, since a single date pair can flatter or punish a fund.
- NAV is declared once per day after market close, so intraday prices do not apply to mutual funds.
Sources & methodology
- • AMFI — How NAV is calculated (https://www.mutualfundssahihai.com/en/how-nav-calculated)
- • SEBI — Mutual fund disclosure and performance norms (https://www.sebi.gov.in)
Related tools
Reviewed by the TopOpenTools editorial team · Last updated June 2026. These tools provide general estimates for educational purposes only and are not financial, tax, insurance, investment, or medical advice. Verify important decisions with a qualified professional.
Frequently Asked Questions
Where does the data come from?
NAV (Net Asset Value) data is published daily by AMFI (the Association of Mutual Funds in India) and accessed through the free mfapi.in service. Returns are computed from this real historical NAV.
How are the returns calculated?
We use the compound annual growth rate (CAGR) between the latest NAV and the NAV from 1, 3, and 5 years earlier. "Since launch" uses the oldest available NAV.
Does a high past return mean I should invest?
No. Past performance does not predict future returns, and this tool does not give investment advice. Always consider risk, expense ratio, your goals, and consult a SEBI-registered advisor before investing.
Can I compare funds?
Yes. Open a fund and click "+ Compare" to add it (up to four). The comparison table ranks your selected funds by 3-year return, shows each fund’s category and volatility, and the category chips (Equity / Debt / Hybrid / Other) let you narrow the table to one fund type.
What does the volatility number mean?
Volatility is the annualized standard deviation of daily NAV returns (daily standard deviation × √252), shown as a percentage with a Low / Moderate / High label. It measures how much the NAV has historically swung day to day — a higher figure means bigger past fluctuations. It is a statistical description of past variation, not a prediction of future risk.
Can I save funds for later?
Yes. Tap the star on any fund to save it to your browser (via localStorage), then open the Favorites view to reopen saved funds instantly. Favorites stay on your device and are never uploaded.