Currency Converter
Convert between 20+ major world currencies instantly. Select your currencies, enter an amount, and get the converted value based on reference exchange rates.
1 USD =
0.92 EUR
1 USD = 0.920000 EUR · 1 EUR = 1.086957 USD
Conversion table
| USD | EUR |
|---|---|
| 1 | 0.92 |
| 10 | 9.20 |
| 100 | 92.00 |
| 1,000 | 920.00 |
| 10,000 | 9,200.00 |
Quick pairs:
Live rates unavailable — showing approximate reference rates that may be out of date. For transactions, confirm the current rate with your bank or provider.
Understanding the Currency Converter
This tool converts an amount from one currency to another across 20+ major world currencies using reference exchange rates. It is handy for travelers estimating costs, freelancers quoting international clients, shoppers comparing prices, and anyone needing a quick sense of value across borders. Rates are indicative reference values, not live dealing rates, so the figure shown is an approximation. Banks, card networks, and money-transfer services apply their own spreads and fees, so the amount you actually receive will usually differ from a pure mid-market conversion.
How it works
Pick the currency you hold (source), the currency you want (target), and enter an amount. The converter multiplies your amount by the exchange rate between the two currencies. Rates are typically expressed against a common base, so cross-rates are derived by dividing one rate by another. The mid-market rate shown sits between the buy and sell prices; in practice providers quote you slightly worse and add a margin. Because rates move continuously during market hours and reference data may be cached, treat the output as a planning estimate and confirm the exact rate at the moment you transact.
Worked example
You want to convert 250 US dollars to euros. If the reference rate is 1 USD = 0.92 EUR, then 250 × 0.92 = 230 EUR at the mid-market rate. A bank adding a 3% margin might instead give you about 223 EUR, and a card abroad could add a foreign-transaction fee on top. The mid-market figure is the fair benchmark to measure those costs against, not necessarily the amount that lands in your account.
Tips & common mistakes
- The rate shown is a mid-market reference; expect banks and apps to apply a margin of roughly 1 to 4 percent.
- Check the rate again immediately before sending money, since currency values move throughout the trading day.
- Watch for flat fees on small transfers; a low percentage spread can still be expensive on tiny amounts.
- Dynamic currency conversion at foreign card terminals usually costs more than paying in the local currency.
- For large transfers, compare specialist providers against your bank; the spread difference can be substantial.
Sources & methodology
- • European Central Bank — Euro foreign exchange reference rates (https://www.ecb.europa.eu)
- • Bank for International Settlements — Foreign exchange market overview (https://www.bis.org)
Related tools
Reviewed by the TopOpenTools editorial team · Last updated June 2026. These tools provide general estimates for educational purposes only and are not financial, tax, insurance, investment, or medical advice. Verify important decisions with a qualified professional.
How to Use the Currency Converter
- 1Enter the amount you want to convert.
- 2Select your source currency (From) and target currency (To).
- 3The result appears instantly. Click the ⇄ swap button to reverse the conversion.
Frequently Asked Questions
How accurate are these exchange rates?
The rates shown are indicative reference rates updated periodically. For actual financial transactions — wire transfers, travel money, or trading — always use the live rate from your bank, broker, or payment provider at the time of the transaction.
Why is the rate I see different from my bank?
Banks and payment providers add a spread (markup) on top of the mid-market rate to make a profit. The rates here reflect mid-market rates without any markup.
Which currencies are supported?
USD, EUR, GBP, INR, AUD, CAD, JPY, CHF, CNY, SGD, AED, SAR, MXN, BRL, KRW, HKD, NZD, SEK, NOK, and DKK.
Can I convert any amount?
Yes — enter any amount in the Amount field. The result updates instantly as you type.