Free Financial Calculators
Free financial calculators for loans, mortgages, debt, investments, retirement, and currency — accurate results with no spreadsheet needed.
EMI Calculator
Calculate monthly EMI for home, car, or personal loans with a full amortization schedule.
Mortgage Calculator
Estimate monthly mortgage payments with taxes, insurance, and HOA fees included.
House Affordability Calculator
Find out how much house you can afford from your income using the 28/36 rule.
Credit Card Payoff Calculator
See how long to clear a card balance and how much interest you save by paying more.
Compound Interest Calculator
See how your money grows with daily, monthly, or annual compounding.
ROI Calculator
Calculate return on investment and annualized ROI for any investment.
Retirement Savings Calculator
Project your retirement corpus from monthly savings and expected returns.
Currency Converter
Convert between 20+ major world currencies instantly.
Mortgage Refinance Calculator
Compare your current mortgage to a refinance and find the break-even point and savings.
Rental Property ROI Calculator
Calculate cap rate, cash-on-cash return, and monthly cash flow on a rental property.
Rent vs Buy Calculator
Compare the lifetime cost of renting versus buying a home.
Debt Snowball & Avalanche Calculator
Build a payoff plan comparing the snowball and avalanche methods.
Student Loan Payoff Calculator
See your payoff time and interest saved with extra payments.
Debt-to-Income Ratio Calculator
Compute your DTI ratio to check loan eligibility.
Paycheck Calculator
Estimate take-home pay after federal, FICA, and state taxes, and convert between hourly, monthly, and annual salary.
Auto Loan Calculator
Calculate your monthly car payment with down payment, trade-in, sales tax, and APR — plus total interest.
Sales Tax / VAT / GST Calculator
Add or remove sales tax, VAT, or GST from any amount, with presets for common rates and GST slabs.
FD Calculator
Calculate fixed-deposit maturity value and interest with monthly, quarterly, or annual compounding.
PPF Calculator (India)
Project your India Public Provident Fund (PPF) maturity over 15 years from yearly contributions and the current rate.
Gratuity Calculator (India)
Estimate your India gratuity payout from last-drawn salary and years of service under the Payment of Gratuity Act, 1972.
HELOC Calculator
Find your available home-equity line of credit from your home value, loan-to-value limit, and mortgage balance.
Personal Loan Calculator
Calculate monthly payments, total interest, and APR on a personal loan, including any origination fee.
NPS Calculator (India)
Project your India National Pension System corpus, annuity, and lump sum at retirement.
EPF Calculator (India)
Estimate your India Employees’ Provident Fund balance at retirement from salary and contributions.
RD Calculator
Calculate recurring-deposit maturity value and interest from your monthly deposit and rate.
Profit Margin Calculator
Calculate profit margin, markup, and profit from your cost and revenue or selling price.
Break-Even Calculator
Find the units and revenue you must sell to break even from fixed costs, price, and variable cost.
Simple Interest Calculator
Calculate simple interest and the total amount from principal, rate, and time.